Investor resources
Guides and Tools for Real Estate Investors
Clear explanations of how investor financing works, written for people who are about to make an offer. Start with the fundamentals, then run your own numbers.
Guides
Updated as programs and local rules change.- FundamentalsRead →
How does a hard money loan work?
The advance, the holdback, draws, interest, points and the exit, step by step.
- First dealRead →
Can a first-time investor get a hard money loan?
What lenders weigh without a track record, and how to present a first deal.
- ValuationRead →
How to calculate ARV
Choosing and adjusting comps to reach a value a lender can support.
- LeverageRead →
What is LTC in real estate lending?
Loan-to-cost, loan-to-value and loan-to-ARV, and why the lowest one sets your loan.
- RequirementsRead →
What do hard money lenders look for?
The property, the plan, the borrower and the exit, and the documents behind each.
- ComparisonRead →
Hard money vs DSCR loans
Project financing versus rental financing, and how to use both.
Calculators
Free, no sign-up. Numbers stay in your browser.State guides
Financing programs
Next step
Have a Deal in Mind?
Submit the property details and let’s review the financing structure.
Helpful to include
- Property address and property type
- Purchase price and target closing date
- Renovation budget or scope of work
- Estimated after-repair value (ARV) and comps
- Your recent project experience, if any